CHAPTER VI

AN EXPERT OPINION ON the night following the regrettable disaster to the _Seahorse_ I was back again in the cheap and rather comfortable rooms I had occupied for a couple of years or so in Keppel Street, Chelsea. It is a thoroughfare in which nearly every house exhibits the enticing legend, “Apartments to Let,” mostly in permanent, neatly-framed signs of black and gold. Mrs. Richardson, my landlady, was “full” and had been for a year past, so No. 83, where I had diggings, was a quiet, eminently respectable house, a…